Home Emergency Cover from only *£4.00 a month

We now offer our LPG Package customers a significant discount when entering their account number as a promotional code.

In association with

The coverbaloo policy provides cover for up to 3 claims per year, and includes everything listed below as standard

Choose your Boiler Cover

Without
With

No extra charge for paying monthly!

Billing

Annually
Monthly

No extra charge for paying monthly!

Excess

£0
£45

You'll pay this much per claim

Cover Limit

£1,000
£3,000

Maximum you can claim per year

Without boiler cover

*£0.00 /month
Regular price: £0.00
  • Main Heating System
  • Hot Water
  • Plumbing & Drainage
  • Gas Supply
  • Electricity Supply
  • Water Supply Pipe
  • Roofing
  • Security
  • Lost Keys
  • Cooker/Oven
  • Pest Infestation

With boiler cover

*£0.00 /month
Regular price: £0.00
  • Main Heating System
  • Hot Water
  • Plumbing & Drainage
  • Gas Supply
  • Electricity Supply
  • Water Supply Pipe
  • Roofing
  • Security
  • Lost Keys
  • Cooker/Oven
  • Pest Infestation

 

*Price quoted is based on fewer than two claims in the last three years.

Price varies according to individual’s claims history.

Cover is subject to terms, conditions, and eligibility.

Discount and price quoted are the LPG Package offer and is subject to eligibility as determined by Northern Energy.

See full offer terms and conditions for more details.

Get real peace of mind 

What am I covered for?

The coverbaloo policy gives £1,000 or £3,000 cover (based on your choice) for up to 3 claims per year, and includes everything listed below as standard. 

Cover Area
With Boiler Cover
Without Boiler Cover

Main Heating System

This is usually your boiler and is covered against unexpected breakdown as long as it’s serviced at least once a year.

With Boiler Cover
Without Boiler Cover

Plumbing & Drainage

Discovered a leak in your home? coverbaloo can send somebody to fix the problem, as your home insurance will likely only fix the damage the water caused.

With Boiler Cover
Without Boiler Cover

Gas Supply

If something fails between your gas meter and appliance, coverbaloo will make sure to restore the connection. But if you’ve got a leak, make sure to call the National Gas Emergencies number first before you ring coverbaloo.

With Boiler Cover
Without Boiler Cover

Electricity Supply

It’s pretty difficult in today’s age to get by without electricity, so coverbaloo will get you powered back on as soon as they can.

With Boiler Cover
Without Boiler Cover

Water Supply Pipe

coverbaloo will send an approved engineer to get your water flowing again in no time.

With Boiler Cover
Without Boiler Cover

Hot Water

Vital for washing the dishes and washing yourself, nobody wants to put up with no hot water for too long.

With Boiler Cover
Without Boiler Cover

Roofing

Having your roof damaged or exposed to the elements means it could cause a lot of additional damage to your home. coverbaloo will get it covered up so you can stop worrying.

With Boiler Cover
Without Boiler Cover

Security

If your home isn’t secure, like if your windows are broken or doors are damaged, then coverbaloo know you won’t feel safe until they’ve fixed it.

With Boiler Cover
Without Boiler Cover

Lost Keys

Whether you lost them or the key snapped in the lock, coverbaloo will get you back inside your home.

With Boiler Cover
Without Boiler Cover

Cooker/Oven

Unless you’re happy eating on some new ’cold food only’ regime, it’s definitely an emergency in coverbaloo's book if you can’t heat your food up.

With Boiler Cover
Without Boiler Cover

Pest Infestation

Nobody wants pests like rats or wasps running loose in their home, so coverbaloo will take care of these too.

With Boiler Cover
Without Boiler Cover

Want to read more detail?

Take a look at the coverbaloo policy booklet:

Why choose Northern Energy in association with coverbaloo

You might be wondering what makes Northern Energy in association with coverbaloo different. Like everything we do, we’ve tried to break it down into a few simple points.

Peace of mind
coverbaloo provides quality cover rated 5 stars by Moneyfacts, a leading independent researcher of financial products.
No charges
Paying monthly by direct debit? That’s free! Need to change something on your policy? It won’t cost you anything extra. Decide you want to cancel? coverbaloo won’t charge you for that either.
Always fair
Nobody likes surprises – that’s why coverbaloo focuses on quality cover and works with claims handlers who are some of the top in the UK for paying out.

Some frequently asked questions…

  • What does coverbaloo define as an emergency?

    ‘home emergency‘ is defined as a sudden or unexpected event which, if not dealt with quickly, would render your home unsafe or insecure, cause further damage to your home, or cause personal risk

  • Does coverbaloo cover landlords?

    No – the coverbaloo policy is only valid for your home that is occupied by the policyholder, not tenants.

  • Will I be covered for regular maintenance around my home?

    No, Home Emergency cover is not a maintenance policy and does not cover the cost of routine maintenance in your home, nor does it provide or cover the cost of boiler servicing or maintenance.

  • What types of boiler does coverbaloo cover?

    The coverbaloo policy provides cover for your main heating system when it is powered by:

    • Gas boiler
    • Gas combination (combi) boiler
    • Gas condensing boiler
    • Electric boiler
    • Oil boiler

    coverbaloo is not able to provide cover for the following:

    • Storage heaters

    coverbaloo will not able to provide cover for any boiler that is over 15 years old, other than oil boilers which can be covered up to 30 years old with reduced coverage above 15 years.

    You are still able to take out a policy if your heating system is excluded though, and will still benefit from the 9 other emergencies that are covered. 

  • Will coverbaloo service my boiler?

    Yes, coverbaloo can service your boiler for only £80. You can go to this page to find out more details.

  • Should I arrange my own engineer?

    No, in order for a claim to be valid the engineer must be dispatched by the coverbaloo claims team. Please contact them using the number in your policy documents as soon as you discover the emergency and they will assist you. Their lines are open 24/7. If you dispatch your own engineer, then you will be liable for their payment and will not be able to recover this from your policy.

Northern Energy Gas Ltd is an Introducer Appointed Representative of Cavere Ltd. which is authorised and regulated by the Financial Conduct Authority under Financial Services Register number 517325. Northern Energy is appointed for the introduction of Home Emergency Insurance only.

  • For any questions about the Home Emergency cover, please contact coverbaloo direct:

    Email:  help@coverbaloo.co.uk

    Tel:  01904 476098

    Web:  www.coverbaloo.co.uk/contact/